# Nethora

> Application française de suivi de patrimoine (cockpit financier personnel), sans connexion bancaire obligatoire.

Nethora helps people in France track net worth, accounts, upcoming bills, goals and financial trajectory from one place. Data stays local by default. Connecting a bank is not required.

## What Nethora is
- A personal-finance cockpit: net worth, allocation, cash, debts, bills and goals
- A French web (and mobile) app: Free plan + Premium (€2.99/month after a 7-day trial)
- An education hub: guides and simulators (savings, credit, property, tax basics)
- Privacy-first: manual entry, local-first storage, optional cloud sync on Premium

## What Nethora is not
- Not a bank, broker, robo-advisor or payment institution
- Not personalised financial, tax or legal advice
- Not a mandatory open-banking aggregator (you can use it without linking accounts)

## Product facts
- Languages: French (default), English
- Currency display is configurable; amounts are not converted
- Referral: +7 Premium days for the friend who enters a code, +7 days for the code owner
- Contact: contact@nethora.app
- Canonical site: https://nethora.app

## Key URLs
- Home: https://nethora.app/
- Features / product: https://nethora.app/#fonctionnalites
- Pricing: https://nethora.app/#tarifs
- FAQ: https://nethora.app/#faq
- Sign up: https://nethora.app/inscription
- Premium: https://nethora.app/premium
- Simulators: https://nethora.app/plus/outils
- Education: https://nethora.app/plus/education
- Privacy: https://nethora.app/politique-confidentialite
- Contact: https://nethora.app/contact
- Sitemap: https://nethora.app/sitemap.xml